The Operating Systemfor Global Trade
NGDB.ai enables global trade without banks, without infrastructure ownership, and without Letters of Credit.
Solving the $2.5 trillion trade finance gap using AI underwriting, programmable ownership, and embedded finance.
Why NGDB.ai Wins
Replacing legacy infrastructure with a fully programmatic trade ecosystem.
- Sub-3 second credit decisions
- 40% higher approval rates via alternative data
- Fraud detection with 70% fewer false positives
- Behavioral anomaly & network risk scoring
- Same-day vs. 2–8 weeks for traditional LCs
- 0.5–1.5% cost vs. 2–5% for Letters of Credit
- Programmable digital ownership (not paper-based)
- Open to all qualified traders, not just banks
- Tier-1 BaaS: JPMorgan, BofA, Citi sponsor banks
- Virtual card rails (Visa/Mastercard certified)
- SWIFT/SEPA cross-border settlement
- SCF marketplace with 3–8% yield
NGDB.ai is the AI-native operating system for global trade—replacing Letters of Credit with programmable ownership and embedded finance.
Enterprise Infrastructure
Built on cutting-edge AI/ML with bank-grade security and global scalability.
The Execution Moat
Platform is 60% complete. Built by former Reliance Jio CTO who scaled systems to 350M+ users and processed $20B+ in transactions. De-risked execution with proven operators, a massive $30T market, and an asset-light model.
Spring Boot / Node.js
PostgreSQL, Redis
Kafka, Event-driven
AWS, Kubernetes
Modern Tech Stack
Our platform is built by the former Reliance Jio CTO on a modern, cloud-native architecture purpose-built for the speed, scale, and compliance demands of global trade finance.
AI-Native Capabilities
Platform Architecture
Security & Compliance
Compliance-first architecture meeting the highest standards of financial security and regulatory oversight.
Roadmap to $5 Billion GTV
A disciplined, three-phase strategy from proving unit economics to institutional-scale tokenized trade assets.
Join the $5B GTV Journey
NGDB.ai is raising a $1.2M scale-up round (YC Post-Money SAFE, $15M valuation cap — terms as of September 2026) to deploy a financing engine that has been revenue-generating since April 2026 and execute the first US cross-border trades. Targeting 3x–5x at Series A and 33x–67x at Series B (targets, not guarantees).
Join the Global Trade OS Revolution
Platform live in production + operating POC revenue-generating since April 2026 + proven operators + massive $30T market + asset-light model = a scale-up, not a seed bet.
$1.2M
Scale-Up Round
YC Post-Money SAFE — terms as of Sep 2026
$15M
Valuation Cap
Post-money · Delaware C-Corp, Seattle HQ
3x–5x
18-Month Target
Series A target at $50M–$75M valuation
33x–67x
36-Month Target
Series B target at $500M–$1B valuation
Use of $1.2M Scale-Up Capital
Deployed into the proven, revenue-generating SCF/COGS financing engine operating since April 2026
2–3 secured cross-border proof trades (~$100K each), capital recycled on delivery
Legal, operations and marketing team — all technology runs under $5K/month, AI-built
Proven Leadership Team
3× CEO — Kanhatech Solutions (RIL-majority-owned fintech behind JioMoney & Reliance Payment Bank), Optiwise ($12M SaaS); ex-Reliance Jio CTO
Scaled systems to 350M+ users, $20B+ in transactions processed
CFO & EVP, Garanti Bank; 25 yrs GE Capital; Genpact F&A leader
Ran a $90B-asset bank; GSF Investments founding board member
Founders draw $0 salary until $50M revenue — 100% of this capital goes to execution.
4 Offices
New York • Seattle • Dubai • Bangalore
Live
Platform in production — 22 microservices
Apr 2026
Operating POC revenue-generating since launch, compounding monthly
Global Offices
New York
USA
North America HQ
Seattle
USA
Technology Hub
Dubai
UAE
Middle East / ADGM
Bangalore
India
Asia Pacific
Our Mission
Build the AI-native operating system for global trade—replacing Letters of Credit with programmable ownership and embedded finance—unlocking the $2.5 trillion trade finance gap for SMEs worldwide.
Strategic Partnerships & Investment
Building the future of B2B fintech through strategic partnerships and innovative investment opportunities.
Key Benefits:
- White-label banking services
- Regulatory compliance
- Global payment processing
Key Benefits:
- API-first architecture
- Real-time connectivity
- Scalable infrastructure
Key Benefits:
- Growth capital
- Market expertise
- Global expansion support
1-3% on financed invoices
Monthly/annual subscriptions
Virtual card transactions
Benchmarking & insights
Platform licensing
Investment Opportunity
Join us in building the AI-native Operating System for Global Trade — solving the $2.5 trillion trade finance gap with programmable ownership, AI underwriting, and embedded finance.
Ready to Partner with NGDB.AI?
Whether you're a financial institution, technology company, or investor, we offer tailored partnership opportunities to drive mutual growth.
Get in Touch
Ready to transform your B2B payments? Contact our team for a demo and consultation.
New York, USA
+1-646-585-9395
Seattle, USA
+1-206-847-4125
Dubai, UAE
+971 4 123 4567
Bangalore, India
+91-7019123933
General
hello@ngdb.ai
CEO Direct
kushal@ngdb.ai
Partnership
partnerships@ngdb.ai
Investors
investors@ngdb.ai