Investment Opportunity

Seed Investment Opportunity
in the Global Trade OS

NGDB.ai is raising a $500K pre-seed on a YC Post-Money SAFE at a $10M valuation cap — capital to complete regulated integrations, launch the first trade corridor, and execute initial live transactions. Targeting 5x–7.5x at Series A and 50x–100x at Series B.

Partnership Deck
$500K

Pre-Seed Raise

YC Post-Money SAFE — $10M Valuation Cap

$10M

Valuation Cap

Silicon Valley / Delaware C-Corp

5x–7.5x

18-Month Return

Target at Series A — $50M–$75M valuation

50x–100x

36-Month Return

Target at Series B — $500M–$1B valuation

Enhanced Vision for Superior Returns

Our strategic approach delivers exceptional value across the entire trade finance ecosystem, creating win-win partnerships that drive growth and profitability.

Proprietary AI Underwriting
Agentic LLM frameworks parse Bills of Lading, invoices, and port data in real-time. Proven <0.2% default rate from Tiller Capital models — 100x faster than traditional banks.
  • Sub-3 second credit decisions (vs. 2–8 weeks for banks)
  • 40% higher approval rates via alternative data
  • 70% reduction in fraud false positives
  • Proven <0.2% default rate from Tiller Capital
Title-as-a-Service (LC Replacement)
Bankruptcy-remote SPVs in Singapore, UAE (ADGM/DIFC), and Netherlands hold legal title of goods in transit — eliminating Letters of Credit entirely.
  • Same-day settlement vs. 2–8 weeks for Letters of Credit
  • 0.5–1.5% cost vs. 2–5% for traditional LCs
  • Programmable, digital ownership (not paper-based)
  • Open to all qualified traders, not just banks
Embedded Finance Liquidity
Connecting private credit directly to trade assets via Tier-1 BaaS APIs (JPMorgan, BofA, Citi), virtual cards, and SWIFT/SEPA rails with 85–90% gross margins.
  • Tier-1 BaaS: JPMorgan, BofA, Citi sponsor banks
  • Visa/Mastercard certified virtual card rails
  • SWIFT/SEPA cross-border rails
  • SCF marketplace with 3–8% yield for lenders

Investment Highlights

Strong fundamentals and growth drivers supporting sustained value creation

De-Risked Execution
Platform is 60% complete, built by former Reliance Jio CTO who scaled to 350M+ users and processed $20B+ in transactions
  • 60% tech complete — 4-month launch to first transactions
  • Founders draw zero salary until revenue generation
  • Asset-light model with 85–90% gross margins
  • SOC 1, SOC 2, PCI-DSS, GDPR compliance-first architecture
$30T Market Opportunity
Global trade is a $30T market constrained by a $2.5T trade finance gap — 70% SME rejection rate, 2–8 week credit decisions, and 15% digital penetration
  • $2.5T annual trade finance gap (our addressable opportunity)
  • 70% SME rejection rate from traditional banks
  • Only 15% digital penetration in global trade
  • Basel III/IV forcing banks to retreat from trade finance
Multi-Layer Revenue Model
Five diversified revenue streams with 85–90% gross margins and 75:1 LTV:CAC ratio improving to 80:1 by Year 3
  • 35% SCF discount fees (1–3% on financed invoices)
  • 25% SaaS platform ($2K–$10K/month subscriptions)
  • 20% payment & interchange (virtual card transactions)
  • 10% data analytics ($500–$2K/month benchmarking)

Global Commodity Trading Excellence

Serving as the premier value partner for global traders and merchants across all major commodity markets, providing deep liquidity, advanced analytics, and comprehensive risk management solutions.

Energy
$8.5B
Crude Oil
Natural Gas
Refined Products
Metals
$6.2B
Gold
Silver
Copper
Steel
Agriculture
$4.8B
Wheat
Corn
Soybeans
Coffee
Industrial
$3.9B
Chemicals
Plastics
Textiles
Technology
$1.6B
Rare Earth
Semiconductors
Lithium

PE & Hedge Fund Partnership Tiers

Flexible partnership structures designed to maximize returns based on investment level and strategic involvement

Seed Investor
Recommended
Minimum Investment
$50K min.
Expected Returns
5x–7.5x at Series A
  • YC Post-Money SAFE — $10M Valuation Cap
  • Pro-rata rights in future funding rounds
  • Quarterly investor updates with live metrics
  • Direct access to founder for strategic input
Series A Co-Investor
Minimum Investment
$500K+
Expected Returns
5x–10x at Series B
  • Board observer rights
  • Co-investment opportunities in follow-on rounds
  • Access to live POC transaction data
  • White-label partnership opportunities
Strategic Partner
Minimum Investment
Strategic
Expected Returns
Revenue + Equity
  • White-label SaaS licensing for your client base
  • Revenue sharing on originated transactions
  • Co-branded market entry into new corridors
  • Priority API access and dedicated integration support

Massive Market Opportunity

Global trade is a $30T market constrained by a $2.5T annual trade finance gap. Banks are retreating due to Basel III/IV capital constraints, creating an historic opportunity for an AI-native alternative. We disintermediate the Letter of Credit, not the bank — the banks that left this segment become our white-label distribution in Phase 2.

$30T global trade market, only 15% digitized
$2.5T annual trade finance gap (our market)
70% SME rejection rate from traditional banks
Basel III/IV forcing bank retreat from trade finance
View Market Analysis
300%
YoY Growth
50K+
Active Users
150+
Countries
#1
Market Position

Partner with the Future of Trade Finance

Join leading PE firms and hedge funds who are already generating exceptional returns through our AI-native trade operating system. Together, we're solving the $2.5 trillion trade finance gap.

Important: This page is not an offer to sell, or a solicitation of an offer to buy, securities. All valuations, return scenarios (including 5x–7.5x and 50x–100x), growth figures, and financial projections are forward-looking, illustrative targets — not guarantees. Early-stage investments carry a substantial risk of total loss. Any offering is made only through definitive offering documents to qualified recipients. See our Legal Disclaimer.